Are Inaccurate or Unauthorised Credit Enquiries Holding You Back?
Speak to one of our experts today to take the first step toward clearing your credit file.
Credit enquiry removal is about getting certain enquiries off your credit file, especially ones that were made by mistake or without your permission.
These enquiries can hurt your credit score, making it harder to get approved for loans or finance.
By removing them, you can improve your credit file and have a better chance at approval. The process usually involves disputing the enquiries with the credit agency to fix your file.
- Unauthorised Enquiry: A credit check conducted without your consent. These can often be removed by filing a dispute with the credit reporting agency.
- Incorrect Enquiry: A credit check inaccurately recorded on your credit file. You can address this by disputing the error to have it corrected or removed.
- Duplicate Enquiry: Multiple listings of the same credit check. These can be eliminated by contacting the credit reporting agency and providing proof of duplication.
- Outdated Enquiry: Credit checks that are no longer relevant or outside the allowable reporting timeframe. These can be removed if they have surpassed the legal reporting period.
- Fraudulent Enquiry: Credit checks resulting from identity theft. These can be removed by submitting evidence of the fraudulent activity.
A credit check conducted without your consent. These can often be removed by filing a dispute with the credit reporting agency.
A credit check inaccurately recorded on your credit file. You can address this by disputing the error to have it corrected or removed.
Multiple listings of the same credit check. These can be eliminated by contacting the credit reporting agency and providing proof of duplication.
Credit checks that are no longer relevant or outside the allowable reporting timeframe. These can be removed if they have surpassed the legal reporting period.
Credit checks resulting from identity theft. These can be removed by submitting evidence of the fraudulent activity.
We’ll provide you with copies of your credit files and conduct a comprehensive review to identify any credit enquiry errors that may be harming your credit score.
We work to remove any errors from your file to clean up your credit report and boost your score.
Lower your interest rates by improving your credit score.
A better credit score can lead to more favourable loan terms and lower monthly payments.
By law, credit providers and credit reporting agencies have up to 30 days to investigate and remove incorrect enquiries from your credit report if a mistake or breach is found.
Fill out your details, and one of our friendly specialists will call you shortly to discuss how we can help improve your credit and get you back on track.
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