Step 1
Initial Consultation
During your free consultation, we will provide a detailed overview of our services, explain how we may be able to assist you.
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Our Experience
Your Better Credit
Turn your credit around and achieve the financial goals you deserve with our expert help.
We help improve your credit score by removing black marks from your credit report.
Credit defaults can significantly lower your score.
By removing these issues, you boost your credit score, enabling better financial opportunities.
Lower your interest rates by improving your credit score.
A better credit score can lead to more favourable loan terms and lower monthly payments.
Having a good credit score is crucial for obtaining finance.
By improving your credit standing, you increase your chances of approval for loans and other financial products.
Defaults We Remove on a Daily Basis
HOW IT WORKS
Our Simple,
4-Step Process
Step 2
Comprehensive Assessment
Should you decide to proceed with our services, you'll be guided through a brief 30 -second online application form. Your consultant will then retrieve your credit reports from the major credit reporting bodies, provide you with copies, and conduct a comprehensive assessment to identify any negative items that may require attention.
Step 3
Investigation Process
We conduct an in-depth investigation process to determine whether there may have been any breaches of legislation when the negative listings were recorded on your credit file.
Step 4
Outcome & Document Submission
Upon completion of our investigation process, we assess your situation against our minimum criteria to determine if you qualify for our services. Following approval, we proceed with submitting necessary documents to relevant companies, credit reporting agencies, ombudsmen, or courts as required, aiming to achieve a favorable outcome.
Our core values are deeply ingrained in everything we do, and they drive our commitment to excellence and customer satisfaction.
Instant Credit Reports
Instantly receive comprehensive credit reports to start your journey toward better credit.
Detection of Identity Theft
Catch signs of identity theft early with a thorough credit file review.
Accredited and Trusted by Professionals Nationwide
Work with a team trusted by brokers nationwide and licensed with the Australian Securities and Investments Commission (ASIC).
Improved financial Opportunities
Unlock better loan rates, credit cards, and financial products with a better credit score.
FREE Investigation Process
We conduct an in-depth investigation process, at no cost to you, to see if any potential unfair mistakes or breaches were made by the credit provider when giving you the bad credit.
FREE Investigation Process
We conduct an in-depth investigation process, at no cost to you, to see if any potential unfair mistakes or breaches were made by the credit provider when giving you the bad credit.
$
0
K
Worth of bad credit removed LAST QUARTER
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+
Years Experience
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5-Star Rated Service on Google Reviews
Very thankful that I contacted Enhanced credit repair to help with my financial position! Great response and constant support! Thankyou for the help!
Everything was explained really well and they did everything they promised. I’m now able to apply for credit to get my new car. I feel it’s really worth it to get your credit repaired get on it people you would be crazy not to.
I had a great experience with them. They did everything they said they would. Exceeded my expectations and great customer service. Highly recommend them to anyone. Great people! Will come back every single time!!!!
Excellent, very friendly service. Could not be more impressed with the guy that helped me.
Very thankful that I contacted Enhanced credit repair to help with my financial position! Great response and constant support! Thankyou for the help!
Everything was explained really well and they did everything they promised. I’m now able to apply for credit to get my new car. I feel it’s really worth it to get your credit repaired get on it people you would be crazy not to.
I had a great experience with them. They did everything they said they would. Exceeded my expectations and great customer service. Highly recommend them to anyone. Great people! Will come back every single time!!!!
Excellent, very friendly service. Could not be more impressed with the guy that helped me.
News
News
Fix Your Credit: A Step-by-Step Guide to Regaining Financial Control
December 30, 2024
How to Get Your Free Credit Report in Australia: A Step-by-Step Guide
September 24, 2024What is Bad Credit?
OVERDUE ACCOUNTS
Defaults
A default occurs when someone fails to make the required payments on a loan or credit agreement. This usually happens after missing several payments over at least 60 days. Once a default is recorded, it stays on a person’s credit file for five years.
Even if the default is eventually paid, the record will only be updated to show that it’s paid; however, this does not remove the default or improve the credit score. A default can significantly hinder future application for credit or finance, as it signals to potential lenders that the individual has struggled to meet their financial commitments in the past.
OVERDUE ACCOUNTS
Defaults
A default occurs when someone fails to make the required payments on a loan or credit agreement. This usually happens after missing several payments over at least 60 days. Once a default is recorded, it stays on a person’s credit file for five years.
Even if the default is eventually paid, the record will only be updated to show that it’s paid; however, this does not remove the default or improve the credit score. A default can significantly hinder future application for credit or finance, as it signals to potential lenders that the individual has struggled to meet their financial commitments in the past.
COURT ACTIONS
Judgements
A court judgment happens when a creditor takes legal action against an individual for not paying back a debt, and the court decides in favour of the creditor. This judgment is then listed on the individual’s credit file for five years, showing that the issue was serious enough to require legal intervention.
Having a court judgment on a credit report indicates a significant failure to manage debts, which can severely impact the person’s ability to secure future loans, credit cards, and sometimes affects employment opportunities.
COURT ACTIONS
Judgements
A court judgment happens when a creditor takes legal action against an individual for not paying back a debt, and the court decides in favour of the creditor. This judgment is then listed on the individual’s credit file for five years, showing that the issue was serious enough to require legal intervention.
Having a court judgment on a credit report indicates a significant failure to manage debts, which can severely impact the person’s ability to secure future loans, credit cards, and sometimes affects employment opportunities.