Are Inaccurate or Unauthorised Credit Enquiries Holding You Back?
Speak to one of our experts today to take the first step toward clearing your credit file.
What Is Credit Enquiry Removal?
Credit enquiry removal is about getting certain enquiries off your credit file, especially ones that were made by mistake or without your permission.
These enquiries can hurt your credit score, making it harder to get approved for loans or finance.
By removing them, you can improve your credit file and have a better chance at approval. The process usually involves disputing the enquiries with the credit agency to fix your file.
Common Types of Credit Enquiries
- Unauthorised Enquiry: A credit check conducted without your consent. These can often be removed by filing a dispute with the credit reporting agency.
- Incorrect Enquiry: A credit check inaccurately recorded on your credit file. You can address this by disputing the error to have it corrected or removed.
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- Duplicate Enquiry: Multiple listings of the same credit check. These can be eliminated by contacting the credit reporting agency and providing proof of duplication.
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- Outdated Enquiry: Credit checks that are no longer relevant or outside the allowable reporting timeframe. These can be removed if they have surpassed the legal reporting period.
- Fraudulent Enquiry: Credit checks resulting from identity theft. These can be removed by submitting evidence of the fraudulent activity.
Unauthorised Enquiry
A credit check conducted without your consent. These can often be removed by filing a dispute with the credit reporting agency.
Incorrect Enquiry
A credit check inaccurately recorded on your credit file. You can address this by disputing the error to have it corrected or removed.
Duplicate Enquiry
Multiple listings of the same credit check. These can be eliminated by contacting the credit reporting agency and providing proof of duplication.
Outdated Enquiry
Credit checks that are no longer relevant or outside the allowable reporting timeframe. These can be removed if they have surpassed the legal reporting period.
Fraudulent Enquiry
Credit checks resulting from identity theft. These can be removed by submitting evidence of the fraudulent activity.
Credit Enquiry Removal Process
Credit File Assessment
We’ll provide you with copies of your credit files and conduct a comprehensive review to identify any credit enquiry errors that may be harming your credit score.
Dispute Process
We work to remove any errors from your file to clean up your credit report and boost your score.
Reduce Your Interest Rates
Lower your interest rates by improving your credit score.
A better credit score can lead to more favourable loan terms and lower monthly payments.
30-Day Turnaround
By law, credit providers and credit reporting agencies have up to 30 days to investigate and remove incorrect enquiries from your credit report if a mistake or breach is found.
Improve Your Credit Score & Get Started With a No-Obligation Credit Assessment
Fill out your details, and one of our friendly specialists will call you shortly to discuss how we can help improve your credit and get you back on track.
What Our Clients Say
Max T.
Very thankful that I contacted Enhanced credit repair to help with my financial position! Great response and constant support! Thankyou for the help!
L. Nguyen
I had a great experience with them. They did everything they said they would. Exceeded my expectations and great customer service. Highly recommend them to anyone. Great people! Will come back every single time!!!!
Brendan C.
Everything was explained really well and they did everything they promised. I’m now able to apply for credit to get my new car. I feel it’s really worth it to get your credit repaired get on it people you would be crazy not to.
S. Omar
Excellent experience with Enhanced credit repair. They boosted my credit score and are Professional, transparent, and results-driven. Highly recommended!
K. O'Shaughnessy
Excellent, very friendly service.Could not be more impressed with the guy that helped me.
Max T.
Very thankful that I contacted Enhanced credit repair to help with my financial position! Great response and constant support! Thankyou for the help!
L. Nguyen
I had a great experience with them. They did everything they said they would. Exceeded my expectations and great customer service. Highly recommend them to anyone. Great people! Will come back every single time!!!!
Brendan C.
Everything was explained really well and they did everything they promised. I’m now able to apply for credit to get my new car. I feel it’s really worth it to get your credit repaired get on it people you would be crazy not to.
S. Omar
Excellent experience with Enhanced credit repair. They boosted my credit score and are Professional, transparent, and results-driven. Highly recommended!
K. O'Shaughnessy
Excellent, very friendly service.Could not be more impressed with the guy that helped me.
FAQ
Frequently Asked Questions
Find quick answers to common questions below.
If you’ve been turned down for loans or finance, or you’re getting calls about overdue debts, those could be signs of bad credit.
A good way to know is to check your credit file. You can do this through one of the major credit reporting agencies, or click HERE to get instant copies of your reports and see where you stand.Â
We help to fix credit problems, so you have a better chance of getting loans, car finance, or a mortgage without worrying about your past credit issues.
If you’ve struggled with paying off debts or had defaults listed, that’s considered bad credit.
It can make it harder to get approved for loans or credit cards.
A good credit score is usually above 600. This means lenders see you as low risk, making it easier to get approved for loans, credit cards, and other finance options.
A score below 580 is generally considered poor, but our services aim to improve it by removing inaccurate negative information.
You can do this through one of the major credit reporting agencies, or click HERE to get instant copies of your reports and see where you stand.Â